Multi Chanel Banking:

- Mobile Banking

Refers to the use of a smartphone or other cellular device to perform online banking tasks while away from your home computer, such as monitoring account balances, transferring funds between accounts, bill payment and locating an ATM.

 - Tele Banking

Telephone banking is a service provided by a bank or other financial institution that enables customers  to perform a range of financial transactions over the telephone, without the need to visit a bank branch. Telephone banking times are usually longer than opening times, and some financial institutions offer the service a 24-hour basis.

 - TV Banking

The TV Banking solution is going to change the way your clients connect with their finances. Without leaving the couch, it allows to: check their account balance, transfer money or pay bills in an absolutely secure way .

 - ATM

Automated Teller Machine

Computerized machine that permit bank customers to gain access to their accounts with a debit card with a code number. It enables the customers to perform several banking operation without the help of a teller, such as to withdraw cash, make deposit, pay bills, obtain bank statements, effect cash transfer. Also called automated Banking machine, automatic till machine, or remote service unit.


Point Of Sale

​transfer at ​point of ​sale: a ​system of ​paying for ​goods or ​services in ​shops using a ​bank card or a ​credit ​card, so that the ​money is ​paid directly from the buyer's ​bank ​account to the shop's ​bank ​account pos transaction point of secure, affordable payment options for all card holders on as many platforms as .


Near field communication/ Radio-Frequency Identification

(NFC) is the set of protocols that enable electronic devices to establish radio communication with each other by touching the devices together, or bringing them into proximity to a distance of typically 10cm or less.

(RFID) is the wireless use of electromagnetic fields to transfer data, for the purposes of automatically identifying and tracking tags attached to objects. The tags contain electronically stored information. Some tags are powered by electromagnetic induction from magnetic fields produced near the reader. Some types collect energy from the interrogating  radio waves and act as a passive transponder Other types have a local power source such as   a battery and may operate at hundreds of meters from the reader. Unlike a barcode, the tag does not necessarily need to be within line of sight of the reader and may be embedded in the tracked object.

Auto Exchange Office:

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